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Mortgage Rate Buydowns Explained: What 1-0, 2-1 and 3-2-1 Mean for Richmond, VA Buyers
Four common mortgage rate buydowns, what each does to your payment, who usually pays, and what to ask your lender before you buy in Richmond, VA.
Curt Reichstetter
19 hours ago10 min read


Beach Rental or Richmond Rental? How to Choose Your First Investment Property in Richmond, VA
A beach rental pays by the week and depends on the season; a Richmond long-term rental pays by the month and depends on the tenant. Curt Reichstetter of Two Dog Realty explains how to choose your first investment property, and why a duplex can be a smart place to start.
Curt Reichstetter
Oct 269 min read
Rising Mortgage Rates Cool Virginia's Housing Market in September 2026: What It Means for Richmond Buyers and Sellers
Virginia home sales fell 4.2% in September 2026 as mortgage rates rose, while the median price held at $420,000 and active listings jumped 20.4%. Curt Reichstetter of Two Dog Realty, 2026 President of Virginia REALTORS, explains what it means for Richmond buyers and sellers.
Curt Reichstetter
Oct 258 min read


What Happens When a Home Does Not Appraise in Richmond, VA?
A low appraisal doesn't automatically end a Richmond home sale. Curt Reichstetter of Two Dog Realty explains what the appraisal means, how to check it, four ways buyers and sellers solve a gap, and a real $10,000 example.
Curt Reichstetter
Oct 258 min read


Rising Rates Cool Virginia Home Sales in August 2026: What It Means for Richmond Buyers and Sellers
Virginia home sales fell 4.6% in August 2026 as mortgage rates rose, while the median price climbed to $449,000 and inventory hit its highest August level since 2019. Curt Reichstetter of Two Dog Realty, 2026 President of Virginia REALTORS, explains what it means for Richmond buyers and sellers.
Curt Reichstetter
Oct 235 min read


Is Richmond, VA a Buyer's Market in Fall 2026? Not Exactly. Here's What a Normal Market Looks Like
Richmond isn't a buyer's market across the board. It's a more normal, seasonal market again. Curt Reichstetter of Two Dog Realty explains why a week or two on the market can still be fast, how sellers should price and weigh offers this fall, and what buyers can negotiate.
Curt Reichstetter
Oct 59 min read
Fall 2026 Market Check: Richmond's Housing Market Is Taking a Breather
For the first time in a while, Richmond's real estate market is taking a breather: more homes to choose from, more time to decide and fewer bidding races. Curt Reichstetter of Two Dog Realty explains what it means for buyers and sellers this fall.
Curt Reichstetter
Oct 44 min read


We Took Richmond's Housing Concerns to Capitol Hill. Here's What Passed.
Curt Reichstetter of Two Dog Realty met with Sen. Tim Kaine and Rep. Rob Wittman's office in June to urge passage of the ROAD to Housing Act. It became law July 11, 2026. Here's what it means for Richmond, Virginia buyers and sellers.
Curt Reichstetter
Oct 34 min read


A Trusted Local Pro: Mode Comfort & Air Quality
Why Mode Comfort & Air Quality, run by Todd and Aimee Rice, is Curt and Heather's go-to HVAC company: honest options, no pressure, and financing when it counts.
Curt Reichstetter
Sep 252 min read


A Trusted Local Pro: 360 Plumbing Service in Richmond, VA
Why Curt Reichstetter of Two Dog Realty brought in 360 Plumbing Service to camera-inspect the cast-iron drain line of a 1967 Richmond-area home during his buyer's inspection period.
Curt Reichstetter
Sep 252 min read
What Richmond Homebuyers Should Never Compromise On
Before accepting any compromise on a Richmond home, ask three questions: Can you realistically change it? Can you live with it permanently? What will it cost in money, time, or stress? Curt Reichstetter of Two Dog Realty explains which tradeoffs are manageable — and which ones to protect.
Curt Reichstetter
Sep 185 min read


New Construction vs. Resale Homes in Richmond, VA: Which Is Right for You?
Compare new construction and resale homes in Richmond, VA—including builder promises, upgrades, inspections, representation, and the tradeoffs buyers should understand.
Curt Reichstetter
Sep 146 min read


How to Choose the Right Mortgage Lender in Richmond, VA
The lowest advertised mortgage rate does not always identify the best lender. Learn what Richmond-area buyers should compare before trusting a lender with their purchase.
Curt Reichstetter
Aug 138 min read


Flood Insurance in Richmond, VA: What Buyers and Sellers Need to Know
Flooding can affect properties inside and outside mapped high-risk areas. Learn what Richmond-area buyers and sellers should know about coverage, costs, waiting periods and flood-insurance requirements.
Curt Reichstetter
Aug 16 min read


Homeowners Insurance in Richmond, VA: What Buyers and Sellers Need to Know
Homeowners insurance protects more than the structure of your house. Learn what Richmond-area buyers and sellers should know about coverage, exclusions, rebuilding costs, flood damage and reviewing a policy before closing.
Curt Reichstetter
Jul 316 min read


The Biggest Homebuyer Regrets—and How to Avoid Them
The home-buying decisions that cause the most regret often happen before closing. Here are six common mistakes Richmond-area buyers can avoid before making an offer.
Curt Reichstetter
Jul 276 min read


Should You Sell First or Buy First When Moving in Richmond?
Should you sell your current home before buying the next one? Compare the risks, financing options, and strategies available to Richmond-area homeowners planning both transactions.
Curt Reichstetter
Jul 266 min read


Why You Should Get Preapproved Before Buying a Home in Richmond, VA
A Richmond buyer’s guide to meaningful mortgage preapproval, lender comparison, financing readiness, personal comfort, and avoiding problems before an offer.
Curt Reichstetter
Jun 305 min read


Home Inspections in Richmond, VA: What Buyers and Sellers Should Expect
A practical guide to Richmond-area home inspections, common findings, repair negotiations, specialist evaluations, and how buyers and sellers can keep the process in perspective.
Curt Reichstetter
May 175 min read


From Pending to Closing: What Happens After You Go Under Contract
A practical Richmond-area guide to inspections, appraisal, financing, title work, final walkthrough, closing, and the steps buyers and sellers can take to reduce risk.
Curt Reichstetter
May 106 min read
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