Flooding can affect properties inside and outside mapped high-risk areas. Learn what Richmond-area buyers and sellers should know about coverage, costs, waiting periods and flood-insurance requirements.

Homeowners insurance protects more than the structure of your house. Learn what Richmond-area buyers and sellers should know about coverage, exclusions, rebuilding costs, flood damage and reviewing a policy before closing.

Fire coverage is generally part of homeowners insurance, but limits and exclusions matter. Learn what Richmond-area homeowners should review before a fire occurs.